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TERMS OF USE

Last Updated: [29/03/2026]

These terms of use govern your use of the website located at www.thepaymentsshed.com (the "Website"). By accessing or using the Website, you agree to be bound by these terms. If you do not agree to these terms, please do not use the Website.

1.

DEFINITIONS AND INTERPRETATION

1.1

In these terms, the following definitions apply:

  1. "Content" means all text, graphics, images, audio, video, podcasts, software, data compilations and other material appearing on or accessible through the Website;

  2. "The Payments Shed", "we", "us" or "our" means Payments Shed Media Ltd, a company incorporated in England and Wales under company number 16614873 whose registered office is at 220a Stow Hill, Newport, NP20 4HA, Wales;

  3. "User Content" means any content, information or material that you submit, upload or transmit through the Website;

  4. "you" or "your" means the person accessing or using the Website.

1.2

References to clauses are to the clauses of these terms of use.

1.3

Headings are for convenience only and do not affect the interpretation of these terms.

2.

ACCEPTANCE OF TERMS

2.1

By using the Website, you confirm that you accept these terms and agree to comply with them.

2.2

We may revise these terms at any time by updating this page. You should check this page regularly to ensure you are aware of any changes, as they are binding on you.

3.

PERMITTED USE

3.1

You may use the Website for lawful purposes only and in accordance with these terms.

3.2

You may access, view and listen to Content on the Website for your personal, non-commercial use.

3.3

You agree not to:

  • use the Website in any way that breaches any applicable local, national or international law or regulation;

  • use the Website in any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect;

  • use the Website to transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material;

  • reproduce, duplicate, copy or re-sell any part of the Website or Content in contravention of these terms;

  • access without authority, interfere with, damage or disrupt any part of the Website, the server on which the Website is stored, or any server, computer or database connected to the Website;

  • introduce viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful; or

  • impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity.

4.

INTELLECTUAL PROPERTY RIGHTS

4.1

All intellectual property rights in the Website and the Content (including but not limited to podcast episodes, videos, graphics, logos, audio recordings and written materials) are owned by or licensed to us. You acknowledge that all such rights are reserved.

4.2

You may not reproduce, modify, distribute, display, perform, publish, license, create derivative works from, transfer or sell any Content without our prior written consent.

4.3

The trademarks, logos and service marks displayed on the Website (including "The Payments Shed") are our registered and unregistered trademarks. You may not use any of these marks without our prior written permission.

4.4

If you submit any User Content to the Website (including through contact forms or comments), you grant us a non-exclusive, royalty-free, perpetual, worldwide licence to use, reproduce, modify, adapt, publish and display such User Content for the purposes of operating and promoting the Website and our business.

5.

THIRD-PARTY LINKS AND CONTENT

5.1

The Website may contain links to third-party websites and services, including social media platforms (such as LinkedIn, YouTube, Spotify and Instagram) that are not owned or controlled by us.

5.2

We have no control over, and assume no responsibility for, the content, privacy policies or practices of any third-party websites or services. You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with your use of any such third-party websites or services.

5.3

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

6.

DISCLAIMER OF WARRANTIES

6.1

The Website and Content are provided on an "as is" and "as available" basis without any warranties of any kind, whether express or implied.

6.2

To the fullest extent permitted by law, we disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

6.3

We do not warrant that:

  • the Website will be available at all times or that access will be uninterrupted or error-free;

  • the Content is accurate, complete, current or reliable;

  • any defects in the Website will be corrected; or

  • the Website or the servers that make it available are free from viruses or other harmful components.

7.

LIMITATION OF LIABILITY

7.1

Nothing in these terms excludes or limits our liability for: (a) death or personal injury caused by our negligence; (b) fraud or fraudulent misrepresentation; or (c) any other liability that cannot be excluded or limited by English law.

7.2

Subject to clause 7.1, we shall not be liable to you for any: (a) loss of profits, sales, business or revenue; (b) business interruption; (c) loss of anticipated savings; (d) loss of business opportunity, goodwill or reputation; or (e) any indirect or consequential loss or damage.

7.3

Subject to clause 7.1, our total aggregate liability to you in respect of all claims arising out of or in connection with your use of the Website, whether in contract, tort (including negligence), breach of statutory duty or otherwise, shall be limited to £100 (one hundred pounds sterling).

8.

INDEMNITY

8.1

You agree to indemnify, defend and hold harmless The Payments Shed, its officers, directors, employees, agents and third parties, from and against all losses, expenses, damages and costs, including reasonable legal fees, resulting from your violation of these terms or your use of the Website.

9.

SUSPENSION AND TERMINATION

9.1

We reserve the right to suspend or terminate your access to the Website at any time, without notice, if we reasonably believe that you have breached these terms or that your continued access may harm us or third parties.

9.2

Upon termination, your right to use the Website will immediately cease.

10.

CHANGES TO THE WEBSITE

10.1

We may update and change the Website from time to time to reflect changes to our services, our users' needs, or our business priorities.

10.2

We do not guarantee that the Website, or any Content, will always be available or be uninterrupted.

11.

GENERAL

11.1

These terms, together with our Privacy Policy, constitute the entire agreement between you and us regarding your use of the Website.

11.2

If any provision of these terms is found to be invalid or unenforceable by a court, the remaining provisions will continue in full force and effect.

11.3

Our failure to enforce any right or provision of these terms will not be deemed a waiver of such right or provision.

11.4

These terms are personal to you and you may not assign or transfer them to any third party.

12.

GOVERNING LAW AND JURISDICTION

12.1

These terms and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales.

12.2

The courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim that arises out of or in connection with these terms or their subject matter or formation (including non-contractual disputes or claims).

13.

CONTACT US

13.1

If you have any questions about these terms or the Website, please contact us at:

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